Are you considering buying a Fidelity National Home Warranty for your home? A home warranty can provide peace of mind and protect homeowners from costly repairs or replacements due to unexpected system breakdowns or appliance malfunctions.

Fidelity National Home Warranty is one of the most popular warranties on the market, offering coverage for homes in all 50 states at a competitive price. This review will explain what makes Fidelity National an attractive choice and how their plans could save you time, stress, and money!

Overview of Fidelity National Home Warranty

Fidelity National Home Warranty is a home warranty provider that offers individuals and families an affordable way to protect their homes from unexpected breakdowns and repair costs. They offer different plans, ranging from basic to comprehensive coverage, with various features to meet the needs of homeowners.

With Fidelity National, customers have access to 24/7 customer service, efficient repairs, and the peace of mind that comes with protecting their homes. In this Fidelity National Home Warranty review, we'll review their plans' features and benefits to help you decide if they're right for your home.

Benefits of Having a Home Warranty Policy from Fidelity National

Fidelity National Home Warranty offers many benefits for homeowners looking to protect their investments. Here are some of the biggest advantages of having a home warranty from Fidelity National:

1. Comprehensive Coverage - Fidelity National offers coverage on both major and minor appliances in your home, as well as systems such as plumbing, electrical, and HVAC. This comprehensive coverage provides peace of mind, knowing that your home is protected from costly repair or replacement bills due to accidental damage or normal wear and tear.

2. Convenient Repairs & Replacement - Fidelity National's home warranty policies include an extensive network of contractors available to make repairs or replacements quickly and efficiently. This eliminates the hassle of searching for repair services or shopping for the best deals.

3. Affordable - Fidelity National Home Warranty offers competitively priced premiums, making it an affordable way to protect your home investment without breaking the bank.

4. Flexible Coverage Options - Depending on your home's needs, Fidelity National Home Warranty offers customizable coverage options that allow you to tailor your policy to fit your specific requirements.

5. No Deductible - Unlike many other home warranty providers, Fidelity National does not require customers to pay a deductible when filing a claim for repair or replacement services.

Coverage Options and Limitations

Fidelity National Home Warranty offers a variety of coverage plans to meet your needs, including repair and replacement coverage for major systems like HVAC, electrical, plumbing, and more. Coverage limits vary depending on the plan you select.

For example, the Platinum Plan covers up to $20,000 in repairs or replacements while the Gold Plan covers up to $15,000. Additionally, all of Fidelity National's plans come with a home maintenance allowance that can be used for routine tasks like filter replacements, latch and lock repairs, and inspections.

It is important to note that Fidelity National Home Warranty plans do not cover some items. These include certain appliances and systems, such as air conditioners that are over ten years old, septic systems, and swimming pools. It's best to read your policy carefully to know what is covered and what is not.

How to Make a Claim with Fidelity National

If you have purchased a Fidelity National Home Warranty, you can claim by following the steps outlined below.

1. Firstly, log into your online account and access your policy information. If you're making a repair or replacement claim, you can submit a service request for your covered item(s).

2. A service technician will be assigned to your case once the request has been submitted. The technician will contact you regarding any additional information they may require and schedule an appointment if necessary.

3. The service technician will repair or replace your covered item(s) per the policy guidelines.

4. You must pay your deductible or co-payment (if applicable) before the technician completes the work.

5. Once you have paid your deductible or co-payment, Fidelity National Home Warranty will reimburse you for the remaining cost of repair and replacement (as covered under your policy).

Cost of the Policy and Any Additional Fees

Fidelity National Home Warranty offers several plans that range in cost and coverage. The Gold Plan is the most comprehensive, covering all major systems and appliances, while the Silver Plan covers fewer items.

Prices vary depending on your location and the size of your home but generally start at around $500 annually. There may be additional fees for service visits or repairs. If you have any questions about the cost of your plan, Fidelity National Home Warranty's customer service team is available to answer them.

Overall, Fidelity National Home Warranty provides good coverage for an affordable price, giving homeowners peace of mind that their homes and appliances are protected in case of an emergency or breakdown. With great customer service and competitive prices, Fidelity National Home Warranty is a great choice for anyone looking for home warranty coverage.

FAQs

How does the Fidelity National Home Warranty work?

Fidelity National Home Warranty covers major system components and appliances in your home. The plan covers repairing or replacing items such as heating, cooling, electrical, plumbing and major home appliances like refrigerators and ranges. Any repair or replacement deemed to be caused by normal wear and tear of the covered items is included in the plan.

What is not covered?

Fidelity National Home Warranty coverage does not include any preexisting conditions, cosmetic issues, or items that are excluded from coverage due to age or condition. In addition, repairs and replacements due to lack of maintenance, intentional damage, rust, rodents, and mold are not covered.

Are there any deductibles?

What is the difference between Fidelity National Home Warranty and homeowner's insurance?

Fidelity National Home Warranty is a service contract that covers repairs and replacements of major home systems and appliances, while homeowner's insurance typically provides coverage for damage caused by an event such as fire, theft, or weather-related incidents.

What is the Fidelity National Home Warranty review?

Customers of the Fidelity National Home Warranty have generally had positive experiences with their coverage. Many customers praise the customer service they receive and the prompt and reliable repairs made. Customers also appreciate the peace of mind of knowing their major home components are protected if anything goes wrong. Customers give Fidelity National Home Warranty an average rating of 4 out of 5 stars.

Is Fidelity National Home Warranty worth it?

Fidelity National Home Warranty can be a great way to protect your major home components and appliances against unexpected repairs or replacements. With their coverage and customer service, you can rest assured that any necessary repairs will be handled quickly and professionally. Plus, the peace of mind you get knowing your home is protected is invaluable.

Conclusion

I hope this Fidelity National Home Warranty Review has helped you understand what you can expect from the service. Fidelity National Home Warranty offers reliable coverage and excellent customer service, making it a great choice for anyone looking to protect their home appliances and systems. With reasonable prices and comprehensive coverage, Fidelity National Home Warranty is a great way to ensure that your home and its systems remain covered in the event of an unexpected breakdown.